Payments
Collect payments your customers already use
Accept MTN MoMo, Airtel Money and cards through one checkout. Send a pay link, ring it up at the till, or pay a hundred suppliers in one approved batch. Every franc lands in your books.
- MTN MoMo + Airtel Money
- Cards with 3-D Secure
- Live in Rwanda
- MTN MoMo, Airtel Money and cards in one checkout
- 3 rails
- To get paid: MoMo, card, pay link, POS
- 4 ways
- Multi-level approvals on every payout
- Maker → checker
- Every collection and payout posts automatically
- 1 ledger
Collections
Take mobile money and cards in one checkout
Your customer picks how to pay and approves on their phone. Cyrenes confirms the payment, marks the invoice paid and posts it to the ledger, so there is nothing to match by hand.
- MTN MoMo and Airtel Money, confirmed on the customer's phone
- Card payments with 3-D Secure checkout
- USSD-assisted payments: we pre-fill the code, the PIN is never stored
- Payment status updates in real time on the invoice
Pay links
Send a link and get paid the same day
Every invoice gets a secure public page. Share it over WhatsApp or email; your customer pays by MoMo or card and downloads the invoice PDF straight away.
- A pay link on every invoice, created automatically
- Works on any phone, no app or account needed
- Customer downloads the invoice PDF after paying
- Email pay links to many customers at once with bulk collections
Point of sale
Ring it up at the till
Sell over the counter with a POS built for busy shops. Each cashier signs in with their own PIN, and customers can pay by mobile money right at checkout.
- Cashier PINs so every sale has a name on it
- Mobile money at checkout, alongside cash
- Stock updates as you sell
- Sales flow into the same reports as your invoices
Payouts
Pay suppliers in one approved batch
Upload a list or pick bills, and Cyrenes pays each supplier to their mobile-money number. Batches go through your approval chain first, and payouts can never exceed your settled wallet balance.
- Bulk payout batches to MTN MoMo and Airtel Money
- Maker, checker and approver steps, with admin override
- Prepaid wallet guard: no payout beyond the settled balance
- Each payout posts to the supplier's account and the ledger
Built in
Everything around the payment, handled
The small jobs that eat up a finance team's week are already done when the money arrives.
Live payment status
See each payment move from pending to paid or failed, in the app and through the REST API at /api/v1.
Reconciled to the ledger
Collections and payouts post double-entry journals automatically. No month-end matching.
Receipts and PDFs
Branded invoice and receipt PDFs your customer can download the moment they pay.
Multi-currency display
Bill in RWF, USD, EUR and more. The day's rate is stored and your books stay in base currency.
Bulk collections by email
Send pay links to a whole customer list in one batch and watch them get paid.
Gateway settings per business
Each business on your login gets its own payment configuration and its own wallet.
Works with
One platform, one set of books
Every product posts to the same double-entry ledger, so nothing needs re-keying.
FAQ
Questions, answered
Which payment methods can my customers use?
MTN MoMo, Airtel Money and cards with 3-D Secure. Customers can also pay with USSD assistance: Cyrenes pre-fills the code and they enter their PIN on their own phone.
Which countries are supported?
Cyrenes is live in Rwanda. Tanzania, Kenya and Uganda are coming soon.
Can a payout go out without approval?
Not unless you want it to. Payouts follow your approval chain (maker, checker, approver), and an admin can override when needed. A payout can never exceed the settled balance in your wallet.
Do I need a developer to start?
No. Pay links, POS and payouts all work from the app. If you do want to integrate, there is a REST API with OpenAPI docs and a payment status endpoint.
Start collecting this week
Open an account, connect your business and send your first pay link today.
Start in minutes
Open an account, add your business and send your first pay link the same day.
One ledger
Every payment, invoice, purchase and expense posts to the books automatically.
Talk to a person
Our team in Kigali helps you set up rails, approvals and your chart of accounts.